Subprime Finance for Car Buyers in O'Fallon, Missouri

Car dealerships play a pivotal role in the automotive industry by connecting consumers with vehicles that suit their needs and budgets. Subprime financing customers, who often face difficulties securing loans through banks due to their credit history, represent a significant market segment of those looking for a vehicle. At O'Fallon Buick GMC, we work with multiple banks to approve all buyers for a new or used car.

Why We Approve Buyers of All Credit Tiers

If you have poor credit or little credit to your name, we can help! We believe that all customers should be able to finance a vehicle regardless of their credit score. With that in mind, our finance team is trained to mitigate risk and assess a proper lending amount for the vehicle you're interested in. In general, a substantial portion of the population falls into the subprime credit category due to various factors, such as medical expenses, job loss, or other unexpected setbacks. By providing financing options tailored to customers' credit situations, we can enable customers to purchase a reliable ride that might otherwise be inaccessible.

Lastly, it's no surprise that lending to poor credit car buyers can be a good business strategy for any car dealership. By catering to a broader range of customers, dealerships and their partner banks can increase their customer bas. Our team prides themselves on a no-pressure buying atmosphere, which applies to all stages of the purchase. If a customer does not have a sufficient score or has a high-risk of defaulting on a loan, we would advise against the purchase to avoid friction between both the buyer and our dealership. Repeat business is our livelihood and we're here to help all credit customers get into the RIGHT vehicle for them. Find our Buick and GMC dealership near Troy, Wentzville and the greater St Louis area today!